Rates & Fees


Check out our great rates below!


Subject to change

Current Loan Rates APR*
Personal/Signature 7.50% to 16.00%
Line of Credit 7.75% to 9.75%
Misc. Collateral 7.25% to 15.75%
Mortgage Contact DFCU
Cars / Trucks 2018-2022 5.74% to 14.74%
Cars / Trucks 2023-2024 5.24% to 14.24%
RVs / Boats / ATVs / Motorcycles 5.24% to 12.74%
Older Model (2016 or older) autos, trucks, vans and RVs over seven year models in age 7.50% to 15.50%

Regular Shares APR* APY**
$5.00 to $2,499.99 0.05% 0.05%
$2,500.00 to $9,999.99 0.10% 0.10%
$10,000.00 and above 0.10% 0.10%

Money Market Checking APR* APY**
$2,500.00 to $9,999.99 0.25% 0.25%
$10,000.00 to $24,999.99 0.30% 0.30%
$25,000.00 and above 0.35% 0.35%

Health Savings Accounts APR* APY**
Less than $3,000.00 0.10 % 0.10%
$3,000.00 - $9,999.00 0.15% 0.15%
$10,000.00 plus 0.20% 0.20%

Type of Account APR* APY**
Club Accounts 0.10% 0.10%
IRA Savings Accounts 0.40% 0.40%

Fee Schedule

Share Draft Account Fees
O/D Share Transfer $4.00
NSF $30.00/Item
Returned Payment $30.00/Item
O/D Courtesy Pay $30.00/Item
Money Market Checking Account Fees
Minimun Balance $20.00/Month if minimum daily balance is not met
EFT Fees
ACH Overdraft $30.00
ATM Transaction From Shares $1.00 For each ATM transaction
Debit Card $5.00/Card
ATM/Debit Card Replacement $10.00/Card
ATM Balance Inquiry Fee $0.50/Inquiry
ACH Origination Change Fee $5.00
Other Service Fees
Account Reconciliation $20.00/Hour
Account Research $20.00/Hour
Cashier's Check $5.00/Check
Western Union $25.00/Transfer
Bank Wire $25.00/Transfer
Incoming Wire Fee $10.00
Returned Mail $5.00
Visa Gift Cards $2.00
In-House Loan Refinance 1.50%
Skip-A-Pay $30.00
Late Loan Payment $25.00 After 15 Days
FedEx Overnight (Weekday) $20.00
FedEx Overnight (Weekend) $30.00
Check Cashing (Non-member) $5.00
Check Printing Prices vary depending on style
Excessive Share Withdrawal $5.00 Allowed six per quarter
Excessive Club Withdrawal $15.00
Dormant Fee (Inactive Accounts over one year) $5.00/Month
Escheatment Fee $30.00
Garnishment/Levy $100.00
Statement Copies $5.00/Statment
Corporate Check Fee $1.00
International Check Fee Price may vary depending on country
International Currency Fee Price may vary depending on country (contact credit union)